㈠ 翻譯下面一段話，最好用專業術語，不要軟體翻譯的，謝謝。
Today we are living in an era of finance. Financing is everywhere and has formed a huge system. As the traditional financial system has matured, a new financial instry - Internet finance, as a combination of the Internet and finance, is rapidly developing. However, in recent years, many incidents regarding the incroachment of the Internet financial consumers' rights and interests have been exposed, which makes the Internet financial consumer rights protection issues quickly become the focus of the financial sector. Series of issues arise mainly e to the fact that there exist a lot of problems in the financial consumer protection both theoretically and practically, manifested as the lag in the establishment of a sound legal system and regulatory system. Considering the current development of China's Internet finance, e to the unique characteristic which is different from the traditional financing system, the issue regarding the rights protection of Internet financial consumers is particularly prominent. Therefore, to step up the perfection of financial consumer rights protection system in such an Internet financial background has become particularly important. We need to analyze the status quo of financial consumer protection on the basis of in-depth analysis of Internet financial consumer rights protection issues, combined with the unique characteristics of Internet finance itself, and then give a well-rounded proposal.
Based on the analysis of the forms and problems of Internet financial consumers 'rights and interests, this paper aims to analyze the problems of Internet financial consumers' rights and interests caused by the lack of sound legal system and supervision system in the process of rapid development of Internet finance. We also aim to find solutions and povide some advice. In recent years, the interests of Internet consumers in China have indeed received more and more attention, but better solutions to solve the problem have not been found yet. Therefore, the protection of Internet financial consumers' legal rights and interests of the Internet and the field of healthy and sustainable development, which is discussed in this article, has some practical significance.
㈡ 你現在敢買比特幣嗎
對於這個問題，我覺得這個就是要看自己的個人情況了。反正對於我個人來說，我是不會買這個比特幣的，因為說實話就是沒有資本，沒有辦法去承擔，這個失敗的風險。所以，對於我這樣的普通人來說。
眾所周知，比特幣（BitCoin）是中本聰在2008年提出並依託互聯網實現的分布式價值傳輸網路，是第一個完全去中心化的點對點支付系統。以上是官方權威的解釋，下面我將以我的角度對比特幣進行剖析
我認為比特幣可以稱之為第一個可以在全球范圍內通用的世界貨幣（重點是貨幣）。現在人們普遍使用的各國貨幣在我看來不算是真正意義上的貨幣，只是各個國家強制使用的流通符號，美元如果無法在某個地方兌換，就是一張擦屁股都嫌硬的廢紙。各個國家通過貨幣來實現對經濟的絕對控制，這與貨幣的原始作用其實是背離的。
先說說我認識的貨幣：我認為貨幣最重要的兩個職能是流通手段和價值尺度，這個是貨幣出現的本質原因。貨幣產生之前，人與人之間進行商品的交換是非常困難的，只有價值相等的兩件商品才能實現交換，這樣子十分的不便。除此之外，相同商品的價值無法量化。基於此，貨幣出現了，貨幣的出現為商品之間的價值交換搭建了橋梁，提供了媒介。同時對每件商品的價值賦予了貨幣的量化功能，從此，人與人之間的價值交換比之前頻繁的多，整個社會也得到了空前的發展。
比特幣的出現和發展是最原始貨幣的現代化實現，使得全球范圍內人們之間價值傳輸不再依賴於各國的央行。比特幣網路將現代互聯網的level提高了一個數量級，使的依託互聯網傳輸的不僅僅是數據，而且還可以實現商品價值的傳輸，這對於現有的全球銀行體系和經濟體系的沖擊不言而喻。越多的人認可和使用比特幣，比特幣的價值將越大，相信它成為世界通用貨幣的日子遲早會到來
比特幣被中國政府單純的定義為一種商品，而不是貨幣，是因為比特幣確實不能像現代貨幣一樣獲得政府的信用背書。同時，主宰世界經濟體系的國家也不會對比特幣背書，因此在當今全球經濟體質固話的時代，比特幣的發展受到了很多的限制和非議。
然而，對於在當今經濟體系中沒有話語權或者話語權很低的國家，比特幣的出現對於它們來說是一個非常好的機會。由於比特幣獨特的發行機制，其背後的背書由傳統的國家信用或機構信任變成了技術信任背書。國家和機構可能會收到相關利益團體的控制而導致背書的信用能力不足，但是技術的發展卻不會受到太多人為因素的考慮。所以，這個就是比特幣。