① 金融英语专业词汇
资产证券化的基本原理是所谓的瀑布（waterfall）原理，即按照不同优先顺序，把回收的贷款本息还给不同等级证券的持有人。其实没有什么大不了的，就是金融资金的走向像瀑布一样，所以叫瀑布原理。
② 求专业英语翻译，有关国际金融内容
前面半句到没错，后面就不一样了。:D
In order to boost the sluggish U.S. economy, The U.S. Federal Reserve (FED) implemented the low interest rate policy after the 9/11 (nine-eleven) incident. It is in fact an extremely lenient monetary policy. Beginning September of 2001 (two thousand and one), FED dropped the interest rate several times, bringing the annual interest rate for federal funds from 3.5% (three point five percent) before the 9/11 incident down to 1% (one percent) on June of 2003 (two thousand and three), and kept that low rate for another year. This policy caused a high leverage ratio, the U.S. saw inflation, and under such a lenient monetary policy, the real estate bubble was inflated, and corresponding real estate related financial derivatives also inflated limitlessly. In the end, when the bubble burst, it caused the 2008 international financial crisis.
Due to a U.S. dollar based international monetary system, FED is like an international central bank. Thus, its policies have significant global effects. The last time FED implemented a low interest policy it caused an international financial crisis. This time, FED once again maintains a super low interest rate policy. The huge bubble is already brooding. If the super low interest rate policity is maintained any longer, it could cause an even deeper financial crisis than that of 2008, and the results are unimaginable.
③ 金融专业英语翻译
(1) Floating of the one-year lending rate by 30%, e.g. 10%*1.3=13%.
(2) Five percent on top of the one-year interest rate, e.g., 10%+5%=15%.
④ 急，金融专业英语！翻译一下！
妈呀 虽然我是finance专业 但是中文金融词汇真不知道怎么对照 你加油
⑤ 最专业的金融英文词汇都包括了哪些
ABS Accelerated depreciation Acceptor Accommodation paper Accounts payable Accounts receivable Accredited Investors
资产担保证券（Asset Backed Securities 的英文缩写） 加速折旧 承兑人；受票人；接受人 融通票据；担保借据 应付帐款 应收帐款 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高 净值个人投资者。 自然增长值 本金增值 适用于多种工具，指名义本金在工具（如上限合约、上下限合约、掉期和互换期权）的 期限内连续增长。 应计制；权责发生制 应计利息 美国商品交易所 酸性测验比率；速动比率 收购 全面一致；全盘的 一致行动；合谋 活动资产；有收益资产 活动资本 现货市场 现货价 实际可用年期 精算师；保险统计专家 亚洲开发银行 (Asian Development Bank 的英文缩写) 美国存股证；美国预托收据；美国存托凭证 (参见 American Depository Receipt 栏 目） 美国存托股份 (American Depository Share 的英文缩写) 从价；按值 从价印花税 审裁员 调息按揭 认可值 垫款 关联公司；联营公司
Accredit value Accrediting
Accrual basis Accrued interest ACE Acid Test Ratio Acquisition Across the board Acting in concert Active assets Active capital Actual market Actual price Actual useful life Actuary ADB ADR ADS Ad valorem Ad valorem stamp ty Adjudicator Adjustable rate mortgage (ARM) Admitted value Advance Affiliated company
After date After-hours dealing After-market
发票后，出票后 收市后交易 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者关注的是紧随的后市 情况，即头几个交易日。有人把后市定义为股价稳定期，即发行结束后的 30 天。也有人 认为后市应指稳定期过后的交易市况。然而，较为普遍的是把这段时期视为二级市场。 税后盈利/利润 午市（股市） 年龄抚养比率 代理户口；代客户买卖户口 帐龄分析 周年大会 (Annual General Meeting 的英文缩写) 协议；协定 讯息提示 整批委托 分配；配置 获配发人 配股 备抵（会计） 阿尔法；预期市场可得收益水平 另类投资 美国商会 美国商品交易所 美国存股证；美国预托收据；美国存托凭证 [股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股 票(即存托股份)的收据。ADR 一般以美元计价和进行交易，及被视为美国证券。对很多 美国投资者而言，买卖 ADR 比买卖 ADR 所代表的股票更加方便、更流动、成本较低和 容易。大部份预托收据为 ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。从法律和行政立场而言，所有预托收据具有同样的意义。 美国存托股份 美国证券交易所 美式期权 美式期权的持有人有权在期权期限内的任何时候执行期权，包括到期前和到期日。 美国证券交易所 可摊销的无形资产 摊销 阿姆斯特丹证券交易所
After-tax profits Afternoon session Age dependency (ratio) Agency account Aging analysis of accounts AGM Agreement Alert message All-or-none order Allocation Allottee Allotment Allowance Alpha (Market Alpha) Alternative investment American Chamber of Commerce American Commodities Exchange American Depository Receipt
American Depository Share (ADS) American Stock Exchange American style option Amex Amortizable intangibles Amortization Amsterdam Stock Exchange
Annual General Meeting (AGM) 周年大会
Annualized Annual report Anticipatory breach Antimonopoly Act Antitrust APEC Appeals panel Appreciation Appropriation Arbitrage
年度化；按年计 年报；年度报告 预期违约 反垄断法 反垄断 亚太区经济合作会议；亚太经合会 (Asia Pacific Economic Cooperation 的英文缩写) 上诉委员会 [财产] 增值；涨价 拨款；经费；指拨金额 套利；套汇；套戥 指通过同时买卖两种等同工具或证券，但买入价比卖出价低廉而获得的保证或无风险利 润。 仲裁 公平交易 欠款；积欠款项 公司章程；组织细则 东盟；东协；亚细安 (参见 Association of South East Asian Nations 栏目)
Arbitration Arm's length transaction Arrears Articles of Association ASEAN
Asian bank syndication market 亚洲银团市场 Asian Development Bank (ADB) Asian dollar bonds Asian tigers Asia Pacific Economic Cooperation (APEC) Ask (asked) price Asset Allocation Asset Backed Securities Asset Management Asset stripping Asset swap 亚洲开发银行 亚洲美元债券 [经济]亚洲小龙，指发展迅速并取得成功的经济体；亚洲四小龙包括韩国、台湾、香港 和新加坡。 亚太区经济合作会议；亚太经合会 沽盘价；卖盘价 资产配置 资产担保证券（简称“ABS”） 资产管理 资产剥离；拆卖资产 资产掉期；资产互换 一种由现金信用工具和掉期组成的一篮子工具，这种互换将非票面值工具（债券或贷 款）的现金流转换为票面值（浮动利率）结构。资产掉期通常将固定利率债券转换为票 面值浮动利率债券。但交叉货币资产掉期也十分常见，它们将现金流从一种货币转换为 另一种货币。 转让方法；指定分配方法 东南亚国家联盟（东盟）；东南亚国家协会（东协）；亚细安 ASEAN 目前有 10 个成员国，包括：菲律宾、马来西亚、泰国、汶莱、新加坡、印度尼 西亚、越南、缅甸、寮国和柬埔寨。 澳大利亚证券交易所 收市盘
Assignment method Association of South East Asian Nations (ASEAN) ASX At-the-close order
At-the-money At-the-money option Auckland Stock Exchange Auction market Austerity measures Authorized capital Authorized fund Authorized representative Australian Options Market Australian Stock Exchange
平价 [期权]执行价格被设定为与基础工具的现行市场价格相同。 平价期权；等价期权 奥克兰证券交易所 竞价市场 紧缩措施 法定股本；核准资本 认可基金 授权代表 澳大利亚期权交易所 澳大利亚证券交易所
Back-door listing Back-end load Back office Back to back FX agreement Balance of payments Balance of trade Balance sheet Balance sheet date Balloon maturity Balloon payment Bank, Banker, Banking Bank for International (BIS) Bankruptcy Base day Base rate Basel Capital Accord Basis Point (BP) Settlements
借壳上市 撤离费；后收费用 后勤办公室 背靠背外汇协议 国际收支平衡；收支结余 贸易平衡 资产负债表 年结日 到期大额偿还 期末大额偿还 银行；银行家；银行业 国际结算银行
破产 基准日 基准利率 巴塞尔资本协议 基点；点子 一个基点等如一个百分点（%）的百分之一。 举例：25 个基点=0.25% 基准掉期 一揽子货币 一揽子备兑证 熊市；股市行情看淡 空仓；空头 疯狂抛售
⑥ 金融方面的英语
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
instrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
instrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross proct 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇
indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
银行业务例文
定期存款的条件为年利6%, 存期6个月以上，只要金额1,000元，我们均乐意接受。
We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a.
谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。
Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.
如存款为100元以上，我们将乐意接受。
We shall be glad to receive deposits of 100 yen and upward.
⑦ 金融专业英语翻译（高分为谢）
无论在国内还是国外，小额信贷都是伴随着扶贫活动发展起来的。它是向穷人和中低收入群体提供信贷服务以期帮助他们摆脱贫穷的活动。 No matter at home or aboard, micro-credit develops together with the activity of supporting the poor. It is the activity to provide the poor people and low-income group with the credit service in order to help them to get rid of the poverty. 帮助中低收入阶层，或者是注重金融机构本身的特性以实现独立生存和持续发展。要么是着重强调小额信贷的扶贫功能，强调小额信贷必须服务于穷人中的最穷者。更有人把小额信贷直接等同于福利行为，要求其完全依靠外界的补贴，以低利率或无息贷款的方式开展活动。 要么是强调小额信贷的商业可持续性，要求按市场规律进行信贷服务，并认为这样才能激励机构持续投入，并最终真正地造福穷人。而我国的小额信贷正在走这两条路，我们应该偏向一方或者是可以求得两者的平衡？ Micro-credit helps the low-income group, or pays attention to the characteristics of the financial institutions themselves in order to achieve independent survival and sustainable development. On one hand, micro-credit's function of supporting the poor is emphasized and it is highlighted that micro-credit must serve the poorest of the poor. Some people even directly equate micro-credit with the welfare, and demand that it should wholly depend on the subsidy from the outside and launch the activities in a manner of low interest rate or interest-free loan. On the other hand, micro-credit's commercial sustainability is emphasized, and it is demanded that the credit service should operate according to the market discipline, which is regarded as the only way to stimulate the continued investments from the institutions and truly benefit the poor people in the end. At present, China's micro-credit is operating in both ways, and should we prefer one to the other, or can we possibly achieve the balance of the two?
⑧ 用英语介绍金融学专业
English Introction - Financing major
Training goal: This course aims at training the students into talents in economic management with financing know-how and professional skill in banking, securities, investment, insurance and so on.
Training detail: students of this major mostly study monetory banking, international financing, securities, investment and insurance etc. to be equiped with basic skills in financing pracise.
⑨ 金融专业英语问题
You may write down your chinese version and then somebody will translate for you
⑩ 英语金融类专业的八大就业前景有哪些
您好，从以后的就业角度看，UI设计、平面设计、IT技术方面都很不错，一个是就业前景好，另外对人才的需求也比较大。当然，较重要的是你个人的意愿，有自己喜欢的方向作为职业道路是较好不过了，望采纳，谢谢