㈠ 翻译下面一段话，最好用专业术语，不要软件翻译的，谢谢。
Today we are living in an era of finance. Financing is everywhere and has formed a huge system. As the traditional financial system has matured, a new financial instry - Internet finance, as a combination of the Internet and finance, is rapidly developing. However, in recent years, many incidents regarding the incroachment of the Internet financial consumers' rights and interests have been exposed, which makes the Internet financial consumer rights protection issues quickly become the focus of the financial sector. Series of issues arise mainly e to the fact that there exist a lot of problems in the financial consumer protection both theoretically and practically, manifested as the lag in the establishment of a sound legal system and regulatory system. Considering the current development of China's Internet finance, e to the unique characteristic which is different from the traditional financing system, the issue regarding the rights protection of Internet financial consumers is particularly prominent. Therefore, to step up the perfection of financial consumer rights protection system in such an Internet financial background has become particularly important. We need to analyze the status quo of financial consumer protection on the basis of in-depth analysis of Internet financial consumer rights protection issues, combined with the unique characteristics of Internet finance itself, and then give a well-rounded proposal.
Based on the analysis of the forms and problems of Internet financial consumers 'rights and interests, this paper aims to analyze the problems of Internet financial consumers' rights and interests caused by the lack of sound legal system and supervision system in the process of rapid development of Internet finance. We also aim to find solutions and povide some advice. In recent years, the interests of Internet consumers in China have indeed received more and more attention, but better solutions to solve the problem have not been found yet. Therefore, the protection of Internet financial consumers' legal rights and interests of the Internet and the field of healthy and sustainable development, which is discussed in this article, has some practical significance.
㈡ 你现在敢买比特币吗
对于这个问题，我觉得这个就是要看自己的个人情况了。反正对于我个人来说，我是不会买这个比特币的，因为说实话就是没有资本，没有办法去承担，这个失败的风险。所以，对于我这样的普通人来说。
众所周知，比特币（BitCoin）是中本聪在2008年提出并依托互联网实现的分布式价值传输网络，是第一个完全去中心化的点对点支付系统。以上是官方权威的解释，下面我将以我的角度对比特币进行剖析
我认为比特币可以称之为第一个可以在全球范围内通用的世界货币（重点是货币）。现在人们普遍使用的各国货币在我看来不算是真正意义上的货币，只是各个国家强制使用的流通符号，美元如果无法在某个地方兑换，就是一张擦屁股都嫌硬的废纸。各个国家通过货币来实现对经济的绝对控制，这与货币的原始作用其实是背离的。
先说说我认识的货币：我认为货币最重要的两个职能是流通手段和价值尺度，这个是货币出现的本质原因。货币产生之前，人与人之间进行商品的交换是非常困难的，只有价值相等的两件商品才能实现交换，这样子十分的不便。除此之外，相同商品的价值无法量化。基于此，货币出现了，货币的出现为商品之间的价值交换搭建了桥梁，提供了媒介。同时对每件商品的价值赋予了货币的量化功能，从此，人与人之间的价值交换比之前频繁的多，整个社会也得到了空前的发展。
比特币的出现和发展是最原始货币的现代化实现，使得全球范围内人们之间价值传输不再依赖于各国的央行。比特币网络将现代互联网的level提高了一个数量级，使的依托互联网传输的不仅仅是数据，而且还可以实现商品价值的传输，这对于现有的全球银行体系和经济体系的冲击不言而喻。越多的人认可和使用比特币，比特币的价值将越大，相信它成为世界通用货币的日子迟早会到来
比特币被中国政府单纯的定义为一种商品，而不是货币，是因为比特币确实不能像现代货币一样获得政府的信用背书。同时，主宰世界经济体系的国家也不会对比特币背书，因此在当今全球经济体质固话的时代，比特币的发展受到了很多的限制和非议。
然而，对于在当今经济体系中没有话语权或者话语权很低的国家，比特币的出现对于它们来说是一个非常好的机会。由于比特币独特的发行机制，其背后的背书由传统的国家信用或机构信任变成了技术信任背书。国家和机构可能会收到相关利益团体的控制而导致背书的信用能力不足，但是技术的发展却不会受到太多人为因素的考虑。所以，这个就是比特币。